Recognized as a leader in the financial services industry, we attribute our success to a commitment to long-term stability, community, and a people-first approach.
Pacific Life Overview
The Official Sponsor of Retirement ®
Pacific Life is here for you, now and always, to encourage, support, and champion you and your clients. As The Official Sponsor of Retirement, our commitment is to provide exceptional service, innovative products, and educational content. We maintain a laser focus on making sure retirement remains a real and attainable goal for all.
An Industry Leader
Place image
Customer-Centric
Pacific Life Insurance Company is relatively unique in that we are part of a mutual holding company structure. Thus, policy and contract owners are members of the company, and we are not driven by stock price when making decisions.
Current Ratings
Pacific Life has consistently high financial-strength ratings received from the major independent rating agencies. Learn more about what the ratings mean. Ratings as of September 2023.1
A+ (Superior) A.M. Best
AA– (Very Strong) Fitch
Aa3 (Excellent) Moody's
AA– (Very Strong) S&P Global
Place image
Social Responsibility
Beyond our business commitments, we strive to improve our communities and environment through philanthropy and volunteerism. The Pacific Life Foundation focuses on programs that keep our oceans healthy and promote marine-mammal conservation, education, and research.
Providing Exceptional Service
Pacific Life’s award-winning service provides fast and accurate answers. Our consultative wholesalers deliver local, hands-on service, and our Retirement Strategies Group provides one-on-one assistance for complex retirement issues.
Our wholesalers are equipped to provide all levels of service from product positioning to local, hands-on assistance as well as access to advanced market support.
A recipient of multiple DALBAR Service Awards since 1997,2 our service is tied to a support experience that is both fast and accurate. In fact, we’ve put our commitments in writing with The Pacific Promise.
Whether it’s a consultation on a tough case or complex question, our highly experienced team is here to help your business thrive amid an ever-changing financial landscape.
Annuity Strategies for Any Financial Environment
Outside of pensions and Social Security retirement benefits, annuities are the only financial product that can provide protected income for life. We offer a suite of annuities designed to complement your clients' portfolios and help them aim for their retirement goals.
Place image
Fixed Annuities
Our suite of fixed and fixed indexed annuities provides safety of principal, predictable income, and some offer growth potential without being invested in the market.
Place image
Registered Index-Linked Annuity
Our registered index-linked annuity provides interest-crediting options for pursuing growth while providing a level of protection against the amount of loss you can incur.
Place image
Variable Annuities
Our suite of variable annuities provides a variety of retirement-planning necessities, from growth and income needs to flexibility and protection.
A Focus on Education for You and Your Clients
We create educational resources that help you grow. From conversation starters to social media training, find what you need to make strategic decisions for your clients, strengthen your business, or simply stay up to date with what's new and what's next.
Empowering You to Do More
24-566
MUQ0766-1224
1These ratings are not guarantees of future financial strength and/or claims−paying ability and do not apply to the safety or performance of the underlying variable investment options or the separate accounts funding Pacific Life's variable products. For more information and current ratings, visit PacificLife.com/Ratings.
2Refer to www.DALBAR.com for more information regarding awards, certifications, and rankings.
An investment in a crediting strategy is subject to risks, including the possible loss of all or a significant portion of the principal investment and any credited contract earnings. This loss could be greater if withdrawals or surrenders occur due to the imposition of withdrawal charges, a market value adjustment, if applicable, and possible negative tax consequences.
This material must be preceded or accompanied by the product prospectus, which contains information about the contract’s features, risks, limitations, charges, and expenses. Investors should read the prospectus, which is available by visiting Pacificlife.com/Prospectuses and consider its information carefully before investing.
Insurance product and rider guarantees, including optional benefits and any fixed crediting rates or annuity payout rates, are backed by the financial strength and claims-paying ability of the issuing insurance company and do not protect the value of the variable investment options. They are not backed by the broker-dealer from which this annuity is purchased, by the insurance agency from which this annuity is purchased, or any affiliates of those entities, and none makes any representations or guarantees regarding the claims-paying ability of the issuing insurance company.
Securities are distributed by Pacific Select Distributors, LLC (member FINRA & SIPC), a subsidiary of Pacific Life Insurance Company.