Variable Annuities
Variable annuities can address a variety of retirement-planning necessities, from growth and income needs to flexibility and protection.
Do You Have Clients Who...
Find a Solution for Your Clients' Needs
- Growth
- Protection
- Income
- Wealth Transfer
Clients may pursue growth for different reasons.
- To help catch up on retirement savings
- To make sure they have enough to sustain their current lifestyles in retirement
- To maximize the money they're accumulating through the power of tax deferral
Pacific Choice
For clients who want to grow their savings through market-based growth and a variety of investment options.
Pacific Choice 2
For clients who want to grow their savings through market-based growth and a variety of investment options.
Pacific Odyssey
A fee-based variable annuity providing access to market-based growth through a wide variety of investment options.
Why a Variable Annuity from Pacific Life
Reputation matters. And when you recommend a variable annuity from Pacific Life, you can be sure that we’ll be there for your clients now and in the future—just like we have for 150 years.
Let’s talk about how we can support your business and help clients build the retirement they envision.
Resources
Variable Annuity Education
Performance & Key Documents
VAP0583-0224H
1Available for an additional cost.
Investors should carefully consider a variable annuity’s risks, charges, limitations, and expenses, as well as the risks, charges, expenses, and investment goals of the underlying investment options. This and other information about Pacific Life are provided in the product and underlying fund prospectuses. These prospectuses should be read carefully before investing.
Annuity withdrawals are taxable as ordinary income when distributed and may be subject to a 10% additional tax if withdrawn before age 59½. For nonqualified contracts, an additional 3.8% federal income tax may apply on net investment income. Withdrawals will reduce the contract value and the value of the death benefits, and also may reduce the value of any optional benefits.
The value of the variable investment options will fluctuate so that shares, when redeemed, may be worth more or less than the original cost.
Variable annuities (ICC10:10-1185, ICC10:10-1185-L, 10-1185OR, 10-1185OR-L, 10-17800, 10-178OR, including state variations) are issued by Pacific Life.