Generate the proof points that help clients make informed decisions about tax planning, retirement planning, and more.
Calculators
Try Our New Calculator
Build up to five customized scenarios for your client using Pacific Protective Growth, a registered index-linked annuity.
This material must be preceded or accompanied by the product prospectus, which contains information about the contract’s features, risks, limitations, charges, and expenses. Investors should read the prospectus, which is available by visiting PacificLife.com/Prospectuses, and consider its information carefully before investing.
Tax Planning
How Much of My Social Security Retirement Benefit May Be Taxed?
Use this calculator to determine how much of the Social Security retirement benefit may be subject to income tax.
Federal income tax is calculated using a progressive tax structure, meaning that the effective tax rate is lower than the client's income-tax bracket. As this calculator shows, even if taxable income shows your client in a particular income-tax bracket, overall, the client benefits from being taxed at the lower brackets first.
Tax Cuts and Jobs Act Savings Estimator
Use this calculator to estimate your client's potential income-tax cut (or additional liability) under the Tax Cuts and Jobs Act compared to the old system.
Power of Tax Deferral Calculator
Use this tool to illustrate the power of tax deferral by comparing client tax situations with taxable and tax-deferred accounts during all retirement phases.
Retirement Planning
Retirement Income Gap Calculator
Use this simple, interactive tool to help clients identify potential gaps between their expected sources of guaranteed income and their essential future expenses.
Net Unrealized Appreciation (NUA) vs. IRA Rollover Calculator
Use this calculator to help determine the tax implication of net unrealized appreciation from an employer's qualified plan versus an IRA rollover.
Social Security Retirement-Income Estimator
Use this calculator to estimate the income from Social Security retirement benefits.
How Much Can I Contribute to an IRA?
Use this calculator to help determine eligibility and maximum contribution amounts for both traditional and Roth IRAs.
Self-Employed Retirement Plan Maximum Contribution
Determine the maximum contribution amount for the different types of small-business retirement plans, such as Individual(k), SIMPLE IRA, or SEP-IRA.
Help clients learn about the value of lifetime income with our personalized tool.
Should I Convert to a Roth IRA?
Use this calculator to help determine whether or not it's best for a client to convert to a Roth IRA.
Use this calculator to help clients in or near retirement track their current monthly expenses and monthly income.
Sequence of Returns Calculator
Use this calculator to help clients understand the concept of sequence of returns.
Use this calculator to help clients understand the concept of longevity.
Use this calculator with clients to help them visualize the concept of inflation.
How Long Will It Take to Double My Savings?
Use this tool with clients to help them determine the amount of time it would take for their money to double in value.
Provide information and receive a customized report to help estimate clients' healthcare expenses in retirement.
Receive a report comparing three Social Security retirement benefit strategies designed to help maximize a client's retirement income.
Distribution Planning
Nonqualified Distributions (Stretch) Calculator
Use this calculator to see contract owner and surviving spouse contract and cost basis values in addition to beneficiary distribution options.
Substantially Equal Periodic Payments Planner [72(t) & 72(q)] Calculator
Use this tool to calculate the three payment methods and illustrate the program year by year.
What Is My Current Year Required Minimum Distribution (RMD)?
Find the required minimum distribution amount based on age, prior-year IRA plan balance, marital status, and spouse's age.
Inherited IRA Distributions Calculator
Use this calculator for a hypothetical projection of the required minimum distribution for an individual and his or her IRA beneficiary.
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